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Planet description for a sci-fi world I've been working on for a while

The description itself:
Nova Prime (PY-01 NV[a]) is the homeworld and capital planet of the Republic of Novarius. The planet is slightly smaller than Earth - it has a diameter of 12,131 km and a gravitational force of 0.97g - but it was one of the most important habitable exoplanets to be discovered after the Azurin Wars, discovered by the Nova Coalition in 2209 (terrestrial standard). No sentient beings are known to be native to Nova Prime, although the planet harbours approximately 23,700 species of animal and many more types of plant-life. Due to the extreme development of Nova Prime’s landmass (over 70% of the planet’s non-water surface is urbanised), much of the native life on Nova Prime is held in protected areas or zoos.
Nova Prime nowadays hosts very little in the space of industry, with almost all of the Republic’s mining, manufacturing and food production occurring off-world. Instead, Nova Prime is the near-exclusive home of the Republic’s entertainment industry - considering the massive amount of urbanised area on the planet, the planet hosts millions of arcades, nightclubs, casinos, bars and other entertainment venues, with Nova Prime attracting lots of partygoers and socialites, especially during the summer months. A near-lightspeed tram system connects the various districts of the planet, allowing residents to reach almost anywhere on the planet within seconds, which enforces extremely strict competition among local businesses.
However, not all of the population is under the employ of the entertainment system. Nova Prime houses the government houses, a lot of corporate HQs and is also the operational center of Novarius’s military, including barracks facilities to support up to 480 million troops as well as the necessary vehicles and supplies that a military of that size requires. As of January 4972, there are currently 212.3 million troops stationed at Nova Prime to protect against domestic threats, such as the threat of local terrorist groups or an invasion force from either the Rabotov or Praetorian. In addition, Nova Prime has a vast police force 100 million strong that helps to protect against lower-level crime, although there is a significant overlap between the military and police in many cases due to the large amounts of civil unrest in recent years.
For 700 years, there has been significant prohibition on azurin-based technology on Nova Prime, due to the volatility of the crystals and the dangerous pollution caused by azurin flux. Due to this, the planet’s immense energy demands cannot be met by azurin cracking plants - instead, the planet has two colossal fusion power plants, one at each pole and each being the size of a continent, that supply the power required. These fusion plants siphon heat from the core of Nova Prime itself to heat hydrogen to a plasma, and in times of high demand the plants also utilise millions of solar cells that generate extra heat from the local sun - however these solar cells are almost always kept covered due to their fragile nature and the ferocity of snowstorms at the planet’s poles. The fusion plants together employ 21 billion Novarians, as the complex inner workings of the fusion plants require active maintenance, and the plants have a constant active security detail of 80 million military personnel to prevent the plants from being compromised.
As of the 4970 census, Nova Prime is home to 179 billion Novarians, with a 98.3% employment rate among adults aged 18-72. The average life expectancy of a Nova Prime resident is measured at 93.8 years for human males and 95.1 years for human females, over a 98.9% human population-base.
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Some context:
The article is written (and the world as a whole is set) in 4972. Yes, Nova Prime is an earth-like planet, no terraforming had to occur. The Nova Coalition specifically searched for earth-likes as terraforming is expensive. This excerpt is from a dossier provided by the Novarian government, so it glosses over plenty of current issues. Earth itself is no-mans-land in this world - as it is currently uninhabitable due to large amounts of nuclear fallout from World War III (which started April 11, 2073, and ended by mutual ceasefire in November 21, 2074 to prevent total extinction) - more detail on this will probably come in a later post. I personally tried to write this description like the Codex entries present in modern Doom games.
Terminology:
Azurin: a bright blue crystal that discharges a large amount of electrical energy when cracked (and can also be rather explosive if not done in a contained way), first discovered in the Proxima Centauri system in 2132 but is found elsewhere in the galaxy as well Azurin flux: an airborne, corrosive pollutant released by the cracking of Azurin crystals Azurin Wars: colloquial name for multiple wars fought between the Nova Coalition and the Rabotov over the possession of Azurin following its discovery on Atlas (a habitable planet in the Proxima Centauri system, and where mankind moved after Earth was deemed uninhabitable) Terrestrial standard: time and dates as measured in Earth years - this is to prevent confusion over the progression of years across different planets and systems Nova Coalition: the precursor to the Republic of Novarius, formed by mostly NATO member states after departure from Earth The Rabotov: another human civilisation, formed by NATO's opposition (states such as Russia and China) after departure from Earth The Praetorian: hostile alien civilisation - the third major power in the galaxy alongside Novarius and the Rabotov
submitted by Novaseerblyat to worldbuilding [link] [comments]

VXX As An Insurance Bet - In Confusion, There Is Profit

VXX As An Insurance Bet - In Confusion, There Is Profit
I know what you're thinking, "Oh great, another douchecanoe typing 'words words words' who adds a crayon drawing because he thinks this is investing." No. Because sirs (and madams), this is a casino!
In this casino there are Robinhood autists YOLOing at the roulette table, or trying to win their YOLOs back at the nickel slots. Then there's theta gang, sitting at the blackjack tables like the card counters they are. They're not as fun, but they're methodical, and can play for hours at a sitting. Your loss porn is their gain. They know the House doesn't always have to win if they bet more when the odds are in their favor.
In blackjack, if the dealer shows an ace, you can buy insurance. It's almost always a bad bet, because in multideck blackjack it's really hard to count cards. But if you could count the cards, you would know that sometimes, an insurance bet is a good play.
For the hand we're all holding right now, the cards that will be dealt next can be (mostly) counted. Your portfolio insurance doesn't have to be SPY puts. You don't have to be a bear right now, but if you're at least bear curious, VXX is a decent play at the moment.
For a detailed explainer on what VXX is, click here. For those of you who don't care about messy details just understand that VXX is an ETN trading on current and future month VIX (market volatility) futures. Presuming you're buying calls/selling puts because that's all some of you do, you're buying calls on futures of an volatility index. That's a lot of crystal balls to be juggling in one ticker symbol.
Now let's look at the chart of VXX since January 2018, giving us almost three years of history:

VXX Jan 18 through Oct 20
For the two of you who have ever read the disclosure on your broker's investment pitches, you know "past performance doesn't guarantee future results". How could it? We're looking at futures here, not pasts. But...
Note that in the last three years, VXX has only been below $20 from late October 2019 to mid February 2020 - when Covid decided it was going to wreck our fully employed, stable, almost nirvana of an economy.
Since Late March, we've been working off that excess peak as stonks have only been able to go up. That last little spike, however, came in September when election uncertainty coupled with Washington gridlock/Stimulus failure/JPow saying the Feds needed to help his printer go BRRRR.
The VIX popped back to 30 after the first "Presidential" (air quotes) debate raised uncertainty over the outcome of the election/transfer of power and then the President was diagnosed with Covid. As the polls started to shift toward a sweep for the democrats, however, the removal of election uncertainty and the likelihood of even bigger stimulus after the election started to outweigh the fears of additional taxes/regulation on businesses, along with Congress and the White House continuing to play Lucy & The Football with us over stimulus before the election goosed the market. Stonks resumed their "only go up" posture, and the VXX has been creeping back down.
That's the past. What's actually going to happen here?
(NOTE: I'm well aware of WSB's NO POLITICAL BULLSHIT! rule. You should be too - look to the right if unfamiliar. The following items are about illustrating how uncertainty will lead to volatility so we can make green, not to talk about how red or blue you are.)
1) Polls always, always close before an election. It's still hard to put together the electoral map where President Trump wins, but there are late polls showing states that were clearly in Biden's column moving back to toss up. Narrowing polls, by definition, will increase election uncertainty.
2) The greater use of vote by mail increases the likelihood that we won't know who won - especially control of the Senate - on election night...or maybe a day or three after.
3) Individual Senate seats are less guaranteed to flip than the White House. In addition, there are possible runoffs. In Georgia, where a candidate must get 50% plus one vote to win, there are two seats currently in the toss-up category, and their runoffs are NINE WEEKS LONG. It's possible the next Congress will only have 98 Senators when they are sworn in, with Georgia getting around to sending Senators a week or so later.
4) Late this week or next, The White House/Nancy Pelosi/Mitch McConnell are probably going to have to say definitely/out loud that there will be no stimulus agreement before Nov 3rd.
5) Half the country is not prepared to accept the outcome of the election, regardless who wins.
6) If you think partisans are bitter and unable to reach an agreement now, wait until they're lame ducks. I don't see how all of these problems get magically solved in November or December.
7) Sometime in November, the market will quit worrying about just getting November 3rd over with and will start focusing on policy changes. A Republican Senate that refuses to pass anything for a Democratic President? A Democratic Senate that decides to get rid of the filibuster and pack the Supreme Court, Green New Deal, resume soaking the rich?
8) The Pandemic? That old thing? Newsrooms are working overtime to turn ensure we're all preparing for new lockdowns as winter approaches.
Again, taking political opinions - mine or yours - out of this, the market got way too comfortable too quickly with what is about to happen November - January, and the open questions should lead to quite a bit of additional volatility. Bringing this home to that crayon drawing from CNBC above, does this environment look like it should have a VXX trading at the same levels from last fall, when unemployment was 3.5% with no inflation in sight, and reasonably stable DC politics? I don't think so.
But here's the bonus thing. I may be wrong about any and all of the 8 catalysts above. They lend themselves to shorter term calls, but at least once per year, the market gets caught offsides, and VXX spikes. The ETN appears to be worthy of a core trading position below $20, in addition to calls at times like now when the market seems to be too comfortable with the discomfort that is coming.
If you're counting cards with me, you see a lot of 10's left in the deck and the dealer is holding an ace. I'm buying the insurance. Not so much as a hedge against the negative, but because in confusion, there is profit.
Counter-argument/caution: I've skimmed several articles noting that the VIX was pricing the election as the single biggest risk event ever. Clearly, I'm not the first to suggest this play and some will argue that it's priced in. But as this article from Forbes points out, the VIX/VXX is back to all time historical norms just a couple of weeks out. My argument is that people sold their event profits too soon, and that I expect a rising VXX into the election and possibly after.
TL;DR - The market is underpricing the uncertainty coming around and after the election, and VXX calls will help play the volatility spike as nervousness returns over the next few weeks.
Positions:
10 Nov 20 $24 calls
Likely adding new Nov or Dec calls Monday after writing this and convincing myself of my own BS.
submitted by One_Eyed_Man_King to wallstreetbets [link] [comments]

SKRIBBL WORD LIST

Pac-Man
bow
Apple
chest
six pack
nail
tornado
Mickey Mouse
Youtube
lightning
traffic light
waterfall
McDonalds
Donald Trump
Patrick
stop sign
Superman
tooth
sunflower
keyboard
island
Pikachu
Harry Potter
Nintendo Switch
Facebook
eyebrow
Peppa Pig
SpongeBob
Creeper
octopus
church
Eiffel tower
tongue
snowflake
fish
Twitter
pan
Jesus Christ
butt cheeks
jail
Pepsi
hospital
pregnant
thunderstorm
smile
skull
flower
palm tree
Angry Birds
America
lips
cloud
compass
mustache
Captain America
pimple
Easter Bunny
chicken
Elmo
watch
prison
skeleton
arrow
volcano
Minion
school
tie
lighthouse
fountain
Cookie Monster
Iron Man
Santa
blood
river
bar
Mount Everest
chest hair
Gumball
north
water
cactus
treehouse
bridge
short
thumb
beach
mountain
Nike
flag
Paris
eyelash
Shrek
brain
iceberg
fingernail
playground
ice cream
Google
dead
knife
spoon
unibrow
Spiderman
black
graveyard
elbow
golden egg
yellow
Germany
Adidas
nose hair
Deadpool
Homer Simpson
Bart Simpson
rainbow
ruler
building
raindrop
storm
coffee shop
windmill
fidget spinner
yo-yo
ice
legs
tent
mouth
ocean
Fanta
homeless
tablet
muscle
Pinocchio
tear
nose
snow
nostrils
Olaf
belly button
Lion King
car wash
Egypt
Statue of Liberty
Hello Kitty
pinky
Winnie the Pooh
guitar
Hulk
Grinch
Nutella
cold
flagpole
Canada
rainforest
blue
rose
tree
hot
mailbox
Nemo
crab
knee
doghouse
Chrome
cotton candy
Barack Obama
hot chocolate
Michael Jackson
map
Samsung
shoulder
Microsoft
parking
forest
full moon
cherry blossom
apple seed
Donald Duck
leaf
bat
earwax
Italy
finger
seed
lilypad
brush
record
wrist
thunder
gummy
Kirby
fire hydrant
overweight
hot dog
house
fork
pink
Sonic
street
Nasa
arm
fast
tunnel
full
library
pet shop
Yoshi
Russia
drum kit
Android
Finn and Jake
price tag
Tooth Fairy
bus stop
rain
heart
face
tower
bank
cheeks
Batman
speaker
Thor
skinny
electric guitar
belly
cute
ice cream truck
bubble gum
top hat
Pink Panther
hand
bald
freckles
clover
armpit
Japan
thin
traffic
spaghetti
Phineas and Ferb
broken heart
fingertip
funny
poisonous
Wonder Woman
Squidward
Mark Zuckerberg
twig
red
China
dream
Dora
daisy
France
Discord
toenail
positive
forehead
earthquake
iron
Zeus
Mercedes
Big Ben
supermarket
Bugs Bunny
Yin and Yang
drink
rock
drum
piano
white
bench
fall
royal
seashell
Audi
stomach
aquarium
Bitcoin
volleyball
marshmallow
Cat Woman
underground
Green Lantern
bottle flip
toothbrush
globe
sand
zoo
west
puddle
lobster
North Korea
Luigi
bamboo
Great Wall
Kim Jong-un
bad
credit card
swimming pool
Wolverine
head
hair
Yoda
Elsa
turkey
heel
maracas
clean
droplet
cinema
poor
stamp
Africa
whistle
Teletubby
wind
Aladdin
tissue box
fire truck
Usain Bolt
water gun
farm
iPad
well
warm
booger
WhatsApp
Skype
landscape
pine cone
Mexico
slow
organ
fish bowl
teddy bear
John Cena
Frankenstein
tennis racket
gummy bear
Mount Rushmore
swing
Mario
lake
point
vein
cave
smell
chin
desert
scary
Dracula
airport
kiwi
seaweed
incognito
Pluto
statue
hairy
strawberry
low
invisible
blindfold
tuna
controller
Paypal
King Kong
neck
lung
weather
Xbox
tiny
icicle
flashlight
scissors
emoji
strong
saliva
firefighter
salmon
basketball
spring
Tarzan
red carpet
drain
coral reef
nose ring
caterpillar
Wall-e
seat belt
polar bear
Scooby Doo
wave
sea
grass
pancake
park
lipstick
pickaxe
east
grenade
village
Flash
throat
dizzy
Asia
petal
Gru
country
spaceship
restaurant
copy
skin
glue stick
Garfield
equator
blizzard
golden apple
Robin Hood
fast food
barbed wire
Bill Gates
Tower of Pisa
neighborhood
lightsaber
video game
high heels
dirty
flamethrower
pencil sharpener
hill
old
flute
cheek
violin
fireball
spine
bathtub
cell phone
breath
open
Australia
toothpaste
Tails
skyscraper
cowbell
rib
ceiling fan
Eminem
Jimmy Neutron
photo frame
barn
sandstorm
Jackie Chan
Abraham Lincoln
T-rex
pot of gold
KFC
shell
poison
acne
avocado
study
bandana
England
Medusa
scar
Skittles
Pokemon
branch
Dumbo
factory
Hollywood
deep
knuckle
popular
piggy bank
Las Vegas
microphone
Tower Bridge
butterfly
slide
hut
shovel
hamburger
shop
fort
Ikea
planet
border
panda
highway
swamp
tropical
lightbulb
Kermit
headphones
jungle
Reddit
young
trumpet
cheeseburger
gas mask
apartment
manhole
nutcracker
Antarctica
mansion
bunk bed
sunglasses
spray paint
Jack-o-lantern
saltwater
tank
cliff
campfire
palm
pumpkin
elephant
banjo
nature
alley
fireproof
earbuds
crossbow
Elon Musk
quicksand
Playstation
Hawaii
good
corn dog
Gandalf
dock
magic wand
field
Solar System
photograph
ukulele
James Bond
The Beatles
Katy Perry
pirate ship
Poseidon
Netherlands
photographer
Lego
hourglass
glass
path
hotel
ramp
dandelion
Brazil
coral
cigarette
messy
Dexter
valley
parachute
wine glass
matchbox
Morgan Freeman
black hole
midnight
astronaut
paper bag
sand castle
forest fire
hot sauce
social media
William Shakespeare
trash can
fire alarm
lawn mower
nail polish
Band-Aid
Star Wars
clothes hanger
toe
mud
coconut
jaw
bomb
south
firework
sailboat
loading
iPhone
toothpick
BMW
ketchup
fossil
explosion
Finn
Einstein
infinite
dictionary
Photoshop
trombone
clarinet
rubber
saxophone
helicopter
temperature
bus driver
cello
London
newspaper
blackberry
shopping cart
Florida
Daffy Duck
mayonnaise
gummy worm
flying pig
underweight
Crash Bandicoot
bungee jumping
kindergarten
umbrella
hammer
night
laser
glove
square
Morty
firehouse
dynamite
chainsaw
melon
waist
Chewbacca
kidney
stoned
Rick
ticket
skateboard
microwave
television
soil
exam
cocktail
India
Colosseum
missile
hilarious
Popeye
nuke
silo
chemical
museum
Vault boy
adorable
fast forward
firecracker
grandmother
Porky Pig
roadblock
continent
wrinkle
shaving cream
Northern Lights
tug
London Eye
Israel
shipwreck
xylophone
motorcycle
diamond
root
coffee
princess
Oreo
goldfish
wizard
chocolate
garbage
ladybug
shotgun
kazoo
Minecraft
video
message
lily
fisherman
cucumber
password
western
ambulance
doorknob
glowstick
makeup
barbecue
jazz
hedgehog
bark
tombstone
coast
pitchfork
Christmas
opera
office
insect
hunger
download
hairbrush
blueberry
cookie jar
canyon
Happy Meal
high five
fern
quarter
peninsula
imagination
microscope
table tennis
whisper
fly swatter
pencil case
harmonica
Family Guy
New Zealand
apple pie
warehouse
cookie
USB
jellyfish
bubble
battery
fireman
pizza
angry
taco
harp
alcohol
pound
bedtime
megaphone
husband
oval
rail
stab
dwarf
milkshake
witch
bakery
president
weak
second
sushi
mall
complete
hip hop
slippery
horizon
prawn
plumber
blowfish
Madagascar
Europe
bazooka
pogo stick
Terminator
Hercules
notification
snowball fight
high score
Kung Fu
Lady Gaga
geography
sledgehammer
bear trap
sky
cheese
vine
clown
catfish
snowman
bowl
waffle
vegetable
hook
shadow
dinosaur
lane
dance
scarf
cabin
Tweety
bookshelf
swordfish
skyline
base
straw
biscuit
Greece
bleach
pepper
reflection
universe
skateboarder
triplets
gold chain
electric car
policeman
electricity
mother
Bambi
croissant
Ireland
sandbox
stadium
depressed
Johnny Bravo
silverware
raspberry
dandruff
Scotland
comic book
cylinder
Milky Way
taxi driver
magic trick
sunrise
popcorn
eat
cola
cake
pond
mushroom
rocket
surfboard
baby
cape
glasses
sunburn
chef
gate
charger
crack
mohawk
triangle
carpet
dessert
taser
afro
cobra
ringtone
cockroach
levitate
mailman
rockstar
lyrics
grumpy
stand
Norway
binoculars
nightclub
puppet
novel
injection
thief
pray
chandelier
exercise
lava lamp
lap
massage
thermometer
golf cart
postcard
bell pepper
bed bug
paintball
Notch
yogurt
graffiti
burglar
butler
seafood
Sydney Opera House
Susan Wojcicki
parents
bed sheet
Leonardo da Vinci
intersection
palace
shrub
lumberjack
relationship
observatory
junk food
eye
log
dice
bicycle
pineapple
camera
circle
lemonade
soda
comb
cube
Doritos
love
table
honey
lighter
broccoli
fireplace
drive
Titanic
backpack
emerald
giraffe
world
internet
kitten
volume
Spain
daughter
armor
noob
rectangle
driver
raccoon
bacon
lady
bull
camping
poppy
snowball
farmer
lasso
breakfast
oxygen
milkman
caveman
laboratory
bandage
neighbor
Cupid
Sudoku
wedding
seagull
spatula
atom
dew
fortress
vegetarian
ivy
snowboard
conversation
treasure
chopsticks
garlic
vacuum
swimsuit
divorce
advertisement
vuvuzela
Mr Bean
Fred Flintstone
pet food
upgrade
voodoo
punishment
Charlie Chaplin
Rome
graduation
beatbox
communism
yeti
ear
dots
octagon
kite
lion
winner
muffin
cupcake
unicorn
smoke
lime
monster
Mars
moss
summer
lollipop
coffin
paint
lottery
wife
pirate
sandwich
lantern
seahorse
Cuba
archer
sweat
deodorant
plank
Steam
birthday
submarine
zombie
casino
gas
stove
helmet
mosquito
ponytail
corpse
subway
spy
jump rope
baguette
grin
centipede
gorilla
website
text
workplace
bookmark
anglerfish
wireless
Zorro
sports
abstract
detective
Amsterdam
elevator
chimney
reindeer
Singapore
perfume
soldier
bodyguard
magnifier
freezer
radiation
assassin
yawn
backbone
disaster
giant
pillow fight
grasshopper
Vin Diesel
geyser
burrito
celebrity
Lasagna
Pumba
karaoke
hypnotize
platypus
Leonardo DiCaprio
bird bath
battleship
back pain
rapper
werewolf
Black Friday
cathedral
Sherlock Holmes
ABBA
hard hat
sword
mirror
toilet
eggplant
jelly
hero
starfish
bread
snail
person
plunger
computer
nosebleed
goat
joker
sponge
mop
owl
beef
portal
genie
crocodile
murderer
magic
pine
winter
robber
pepperoni
shoebox
fog
screen
son
folder
mask
Goofy
Mercury
zipline
wall
dragonfly
zipper
meatball
slingshot
Pringles
circus
mammoth
nugget
mousetrap
recycling
revolver
champion
zigzag
meat
drought
vodka
notepad
porcupine
tuba
hacker
broomstick
kitchen
cheesecake
satellite
JayZ
squirrel
leprechaun
jello
gangster
raincoat
eyeshadow
shopping
gardener
scythe
portrait
jackhammer
allergy
honeycomb
headache
Miniclip
Mona Lisa
cheetah
virtual reality
virus
Argentina
blanket
military
headband
superpower
language
handshake
reptile
thirst
fake teeth
duct tape
macaroni
color-blind
comfortable
Robbie Rotten
coast guard
cab driver
pistachio
Angelina Jolie
autograph
sea lion
Morse code
clickbait
star
girl
lemon
alarm
shoe
soap
button
kiss
grave
telephone
fridge
katana
switch
eraser
signature
pasta
flamingo
crayon
puzzle
hard
juice
socks
crystal
telescope
galaxy
squid
tattoo
bowling
lamb
silver
lid
taxi
basket
step
stapler
pigeon
zoom
teacher
holiday
score
Tetris
frame
garden
stage
unicycle
cream
sombrero
error
battle
starfruit
hamster
chalk
spiral
bounce
hairspray
lizard
victory
balance
hexagon
Ferrari
MTV
network
weapon
fist fight
vault
mattress
viola
birch
stereo
Jenga
plug
chihuahua
plow
pavement
wart
ribbon
otter
magazine
Bomberman
vaccine
elder
Romania
champagne
semicircle
Suez Canal
Mr Meeseeks
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Grande Vegas Casino $25 free chips no deposit bonus code (USA OK)

Grande Vegas Casino $25 free chips no deposit bonus code (USA OK)

Grande Vegas Casino Free Spins & Welcome Bonus
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Grande Vegas Casino Full Review

Grande Vegas is a safe and entertaining online casino which offers its customers a nice range of casino games, fast, reliable payouts, and excellent customer support. Powered solely by RealTime Gaming, it hosts some of the most exciting slots, video poker and table games from one of the most famous software developers.
The online casino offers both instant-play and downloadable versions, but it is also mobile compatible and available to just about any kind of portable device. One of its most remarkable features, however, is that, unlike the vast majority of online casinos, the site welcomes US players.
The web-based casino was launched in 2009, and today is one of the top online gambling destinations for North American players. It is available in English and French, while the only accepted currency is US dollars, which is an indication of the site’s focus on providing its services to the US market.
The country is quite an inhospitable place for gambling operators, yet the operator has apparently found a way to overcome the obstacles and bring US-based players the world-class gambling experience they deserve. The casino is owned by Tigress Management Ltd. and is licensed for conducting online gambling operations under the jurisdiction of the British Virgin Islands.
It is also one of the few web-based casinos which offer not only generous welcome bonuses but also holds various promotions in order to maximize the gaming experience of its most loyal customers. Moreover, the casino promises a special, “grande” bonus for American players, as well as a wonderful VIP Club available to all members.
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Software Providers

Most online casinos today try to diversify their game offerings in order to cater to the needs of a larger group of people. This is certainly a great approach that has proved to be successful, but there are still many other gambling sites that shy away from modern trends and follow their own path. This virtual casino is a great example and is one of the casinos that work with a single software provider. But this is not necessarily a bad thing. On the contrary, by choosing the right partner, the casino has cemented its position in this competitive industry as a site offering a high-quality, reliable and highly preferred product.
The software company providing the games on this particular online casino is Atlanta and Costa Rica-based RealTime Gaming, which is regarded as one of the leading game developers. RTG, as it is better known, was originally established in 1998 and over the years has managed to grow and develop, becoming an industry leader.
Its experience in the creation and supply of casino software is evident. RTG’s games come in high-quality HD graphics, lovely music and sound effects, and smooth gameplay. The games have a distinctive style, easily recognized by all their fans. The gaming portfolio of the company is nicely balanced and includes not only slots but also a diverse range of table games and video poker titles.
The developer offers gambling operators two options; as an instant-play interface that uses Flash and can be opened easily in every web browser; as well as a downloadable casino software. Most RTG-powered casinos provide both of these and this one is no exception. There are over a hundred games that can be accessed in-browser or from the Casino Client and all of them load instantly and run without any problems.
The software emphasizes security and customization and is safe and reliable and considered one of the best in this industry. As the software is recognized all over the world, it is also available to US players.
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Play Grande Vegas Casino Games

The online casino offers its customers a full collection of high-quality casino games, ranging from longtime favorites like video slots to classic table games such as blackjack, roulette, poker, and craps. Fans of video poker are also well-taken care of with a nice range of titles that can be found in most land-based and online casinos. For those who dream of becoming instantly rich, the online venue also offers several progressive jackpot games where winnings can go beyond the $1 million mark.
On the negative side, there is no Live Casino, which can be seen as a flaw, considering that most casinos today try to offer as many live dealer games as possible. We should pay little attention to the lack of a Live Casino, however, because the abundance of great RTG slots is really impressive. Many of the games have bonus rounds, extra features and plenty of other options that make the gameplay truly entertaining and intense. Casino members are able to play for real money and for fun, as well, which is a great opportunity for new players to try different games without the risk of losing money.

Slot Machines

Much like slot machines in land-based facilities, online slots are the most beloved games in web-based casinos, attracting a large number of players with the promise of providing fun and possibly some nice winnings. They appeal to the crowds not with a low house edge like blackjack does, nor with the adrenaline and challenges of poker; they remain extremely popular because they switch certain emotional and psychological buttons inside of us. And for this reason, they will remain players’ favorite games, at least in the foreseeable future, experts say.
With over a hundred slot games on offer, this online casino brings players a variety of exciting 3 and 5-reel slots, as well as several quite unusual 6-reel games. You can spend hours playing the different games without feeling bored as they have distinctive gameplays, styles, and themes, as well as mesmerizing music that makes the experience even more enjoyable.
Among the most popular RTG video slots offered at the casino are the Egyptian-themed, Cleopatra’s Gold, Aztec’s Treasure, Cash Bandits, and Count Spectacular. There are also famous titles that can be found at hundreds of online casinos today including Crystal Waters, Enchanted Garden II, Fruit Frenzy, Aladdin’s Wishes, and others.
The casino also hosts select titles from RTG’s portfolio of progressive jackpot slots. These slots are in a network with the games hosted by other casinos supplied by RTG. Each bet placed on the particular game contributes some percentage to the jackpot, which is why it is called progressive; it constantly rises and can reach millions of dollars. There are several progressives offered here, including Aztec’s Millions, Megasaur and named for the famous ancient empire, Spirit of the Inca.
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Table Games

Larger casino software developers like Microgaming or NetEnt have much bigger collections of table games than the games in RTG’s portfolio. However, fans of classic casino action will be happy to know that at this virtual casino, they can play almost all RTG’s card and table games. This includes several variations of an option that has stood the test of time, blackjack, including Classic Blackjack 21, Perfect Pairs, European Blackjack, Face Up 21, Suit ‘Em Up Blackjack, and Match Play 21.
There is also a game of Pontoon, which is considered an earlier version of the classic blackjack.
The casino lobby hosts a few other card games, including baccarat, rummy, and table poker, all enjoying huge popularity in brick-and-mortar casinos across the world. Players at this online casino can choose from several virtual poker games, depending on their personal preferences, poker skills, and budget.
These include the game created in 1985 in the U.S. by Sam Torosian, Pai Gow Poker and Tri Card Poker, as well as Caribbean Hold’em, Caribbean Stud Poker, and Let ‘Em Ride which have progressive jackpots. The graphics of these games are quick, colorful and more authentic than you can imagine.
In addition, the casino offers several other table games such as the all-time dice classic Craps or the lottery-like game of Keno.
Another extremely popular casino game is roulette, which despite being a game of chance, does allow players to use certain strategies to increase their winning odds. There are plenty of variations and even more virtual releases from different software providers. The two most widespread roulette games, however, European and American Roulette, are available for free or real-money play here.

Video Poker

Along with virtual slots and table games, the online casino has also prepared a wonderful collection of video poker games for players to enjoy. Since its arrival in land-based casinos in the 1970s, video poker is slowly, but steadily gaining popularity, especially among online gamblers. The game derives from the 5-card draw poker, but just like slot games, and all other virtual casino games for that matter, it is also based on Random Number Generator (RNG) algorithms which determine what cards will be dealt.
This is the only random, chance-related aspect of video poker, the outcome of the game is a result of the player’s decisions and, therefore, can be controlled.
Whether you are a good poker player or not, you can easily play video poker; it is automated and simpler than regular poker. This online casino has a wide range of video poker versions, starting with the classic Jacks or Better game, which does not differ much from classic draw poker. Players can also place bets on Aces and Eights, Deuces Wild, Seven Deuces, All American, Joker Poker, Double Double Bonus Poker, and more.
There are versions featuring the so-called Wild Cards, which can substitute for any other card from the deck, while other video poker games offer higher payouts for certain winning combinations.
For more excitement, the casino has added a few multi-hand video poker variations, where you can bet on up to 52 hands simultaneously. While they bring fun and more opportunities for hitting a winning combination, these games will also make you spend more on a single round. This is why multi-hand video poker is recommended for more experienced players who are able to employ successful strategies when playing.
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Supported Devices

As an RTG-powered gambling site, the online venue offers downloadable casino software, which is the standard casino from this developer. It is available for free download from the site. There is a large Download section and you will have the installation file on your PC or MAC just a few seconds after you click the Download button. Once the installation is complete, you can log in or register an account, make a deposit into your balance and start playing for real money.
You can also choose the Play for Fun mode if you wish to first explore the casino games and learn all the basics.
Alternatively, you can open the casino directly in the browser of your computer. All modern Internet browsers are supported, including Firefox, Chrome, Edge, Opera, Safari, etc. The Flash Casino lobby can be found in the section called Instant Play and it features even more games than the Casino Client. This is quite unusual, but the RTG’s instant-play platform is also rather exclusive and offered only at several other online casinos.
The site is optimized for mobile play, too. It is available on various touch devices, including iPhone, iPad, and Android phones and tablets. There is no need to download a separate application; the Mobile Grande Vegas Casino is accessible through the browser of your portable device. Its design and layout are almost the same as the original, desktop casino, so players who open it for the first time will be able to easily browse through its sections.
All of the casino’s functionalities are preserved in the mobile version, as well. Users will be able to register, play their favorite games, make deposits, and request withdrawals.
As expected, the mobile gaming collection is smaller than the offerings in the desktop casino. Still, players will have a great choice of games on their phones or tablets, including numerous slots, over a dozen video poker games, as well as several classic table games like blackjack, poker, and roulette.
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Grande Vegas Casino Bonuses and Promotions

The promotions here are quite attractive to both new and existing players, allowing them to play their favorite games much longer or for free. Let us start with the Welcome Bonus, which, despite being nothing particularly exceptional, is still very generous.
There are qualifiers/wagering requirements that come attached with the bonus, so be sure to determine what they are prior to making a deposit.
In order to qualify for the bonus, players first need to either download the casino software or open the Flash Casino. After registering a real money account, they need to go to the Redeem Coupon section of the Cashier page of the casino and enter the code for the respective bonus they wish to receive. The coupon codes can be seen in the Promotions section of the online casino.
One condition regarding deposit and no-deposit bonuses players need to take into consideration is that not all games contribute towards the playthrough requirement.
The list of promotions at the online casino is quite long with plenty of other bonuses given on a regular basis.
There are many other special offers like cashback bonuses, extra spins giveaways, reload bonuses, as well as slot tournaments. In addition, the casino has a great Loyalty Program and players are automatically enrolled when they open an account.

Grande Vegas Casino Payment Methods

There is one significant inconvenience, which is that international players will need to use US dollars if they want to play for real money at this particular online casino. This is the only accepted currency, which could be explained by the casino’s dedication to its American customers. The offered methods for making deposits and withdrawals are also quite limited compared to the wide range of banking options provided by many other online casinos.
The casino allows deposits to be made using credit and debit cards (Visa, MasterCard, American Express, and Diners Club International), digital wallets (Neteller, Skrill, and EcoPayz), the prepaid Paysafecard, different money transfer services (Western Union, MoneyGram), and wire transfers. The casino does not have any processing fees for the transfers and the deposit should appear almost instantly in your account balance.
When it comes to withdrawing your winnings from the casino, you have several options, but you should know that there is a pending period of up to 48 hours for every withdrawal. Also, financial transactions are not processed during the weekends. If you use a credit card (with the exception of MasterCard, as the card issuer does not allow withdrawals from casinos), the withdrawal will be completed within 3 to 7 business days.
If you retrieve your winnings to your e-wallet, they will be transferred within 24-72 hours. Wire transfers usually take between 5 and 10 business days to complete, while if you are receiving the payout via a courier check, you can expect it in at least 3 weeks. Sometimes, checks would arrive in over a month, which makes them a less preferred payment method.
There are certain deposit and withdrawal limits (maximum and minimums) players need to consider before registering an account here as well.
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Grande Vegas Casino Customer Support

When choosing a suitable online casino, players always look for the game offerings and the withdrawal times, but another very important factor that needs to be taken into account is the customer support. A good support team will be able to answer all your questions and provide assistance if you encounter any sort of a problem. You will also want timely responses.
Looking at all this, we can say that the support here is really excellent. The casino interface and support are available not only in English but in French, as well. The support agents can be contacted 24/7 via email or even better, via the Live Chat, where they will answer your query you within a few minutes. There is also a toll-free phone number for US-based players, as well as an international line for the rest of the world.
If you feel all these are not convenient enough for you, you can also call the support via Skype; it's quick, easy and free of charge.
When it comes to the support agents, they are experienced, knowledgeable and very efficient, and are ready to assist you with anything you need. The professional, timely support service, here will definitely make your stay at the online casino more comfortable and enjoyable.

Licensing and Restricted Countries

The virtual is owned and operated by Tigress Management Ltd., which is not one of the large gambling operators, but it is well-known in the industry as a safe and reliable partner. It is registered and licensed under the jurisdiction of the British Virgin Islands and is one of the few options for US-based players. Due to the strict regulations in the country, residents are accepted by only a small fraction of the online casinos today.
Here, however, they can play their favorite games for real money without having to worry about their safety over the web. The casino utilizes SSL encryption in order to protect its customers’ personal and banking data. All financial transactions are encrypted and perfectly safe.
There are, however, certain regional and country restrictions when it comes to real-money wagers at the casino. Currently, the virtual casino does not allow registrations to be made from several states and these are New York, Kentucky, Washington State, Maryland, New Jersey, Louisiana, and Missouri. It also does not accept players from countries and regions where offshore online gambling is prohibited by law.
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I Work at a Casino Where People Bet Their Bodies and Souls in Hopes of Riches and Power.

Parts: 2

There’s a place located far out in the roaming wilderness of Midwest America that is the gathering place for all kinds of beings, both supernatural and not. They flock to the establishment seeking nourishment, servitude, power, or just entertainment. The mad and the desperate, the downtrodden and the elite. All of them welcome in equal measure to gamble life, limb, soul, and eternity on a roll of the dice, a flip of the card, or a spin on the roulette in the Grand Paradiso. A casino unlike any other.
One that I have been working at for the better part of the past year or so. The things I’ve seen…the things I’ve done…they changed me. And that change was more than just skin deep. Allow me to start at the beginning. When my life had been given a new purpose, to serve the Grand Paradiso.

“You reckon this bitch gonna go for all that much. With how much Leon’s broken her in, she ain’t much a looker anymore.”
A man’s grimy voice spat out words in this all-encompassing darkness that surrounded me, the blood-soaked blindfold blocking out my vision.
“Not half as much as I’d have gotten had that fuckin’ mongrel kept it in his pants. Didn’t I tell you to keep an eye on him, probably fuckin’ paid you off, right?” Another voice spoke up, this one sounding younger.
Beneath me, I could feel cold metal against my skin. My hands and legs bound together with zip-ties and the scent of blood filling my nostrils. The taste of wool on my tongue from the gag wrapped around my mouth.
“Ah…ya know it was an honest mistake. I jus’ went to take a piss. Shit happened is all.”
I tried to move my body, but every inch of it was in pain. Bruises and cigarette burns marred most of my body. I could run my tongue along the empty gap where a couple teeth used to be.
“Sure it did. You’re a real fuckin’ retard, you know that? Be happy she isn’t dead, you dumb fuck, hope you know this shit’s coming out of your cut.”
“That’s unfair now-” “Shut it! Be glad I’m paying you at all.”
Footsteps approached me, each step causing an echo to reverberate off the walls. The footsteps came to a stop right in front of me, and I felt a shoe touch my cheek and gently lift my head off the ground.
“Naomi…look at you now... can’t lie makes me happy seeing you on that side of the auction. Bet you’re feeling real miserable about not paying the boss his dues now, aren’t you? Don’t worry, though, as you know, he always gets his money. One way or another. Now then, sweetheart, it’s showtime. Try to be a little presentable for the good folks out there, huh?”
Suddenly whatever I was laying on started moving, the sounds of rusty wheels creaking as I was being forced towards some unknown destination. A door opened, and I could hear the indistinct chatter of a crowd of people over the creaking of the wheels. Soon I came to a stop, and the blindfold was taken off.
Light flooded my vision, and I immediately shut my eyes to stop the searing pain inflicted on my retinas. Squinting, I tried to look around and locate the sources of the voices but couldn’t make out much in the darkness beyond the stage I was on. Just the shifting shapes of silhouettes.
“Is this some kind of joke!? No one gonna pay a dime for this broad!” A voice yelled out from the crowd. “Yeah, who wants damaged goods! Bring out the next one already and quit wasting my time!”
“Now ladies and gentlemen calm down. Because of the condition of the property, the starting price will be adjusted. And I assure you besides the physical injuries they are healthy.” A new voice echoed over a set of loudspeakers. Looking to my right, I saw a well-dressed man holding a microphone and standing behind a small wooden podium.
“Now! We’ll start the bidding at one-thousand dollars. Any takers?!” The auctioneer’s voice boomed over the speakers as green circular lights with numbers on them began flashing out from the darkness.
I recognized them for what they were, scum with too much money on their hands trying to purchase humans. How many men and women had I led to this exact position, I wonder. I never thought that I’d eventually become one of the items. I’d have laughed about it had that gag not prevented me from doing so.
“We got one thousand, how about two thousand!? Two thousand! Three thousand, do I see four?”
Karma, I guess you could call it. Lord knows I’ve done my fair share of repugnant shit. Stuff was just now finally starting to come around for me, it seems. Not like I cared that much at the time. I was already a corpse on the inside. Cold, dead, emotionless. The only saving grace of my miserable existence being the soothing sensation of a needle in my veins.
“Nine thousand! Fifteen seems we might have a bit of a battle here on this one.” Suddenly a light lit up, showing an exorbitant number. “One-hundred thousand! Anyone else?!” The trash in the crowd began to chatter amongst each other louder. I was almost a little impressed someone wanted to spend that much on me. Then another light shined out from the darkness.
“Two-hundred and fifty thousand!”
“Quarter of a million for this garbage?!” “What a fucking dumbass!”
“Sold to number thirteen! Thank you all for participating! Now moving on to our next item.”
I was rolled off of the stage and thrown into this tiny damp room somewhere in the back corridors of the auction house. There was only a dim lightbulb, barely illuminating the small room with concrete walls, floor, and ceiling. Water dripped down from the ceiling, I felt it hitting my back as I laid there. Slowly I slid myself over to the wall and sat against it, my eyes trained on the door. Awaiting whatever fate was going to be looming for me outside this tiny room.
After what felt like hours, the door unlocked and swung open. Standing on the other side was a woman dressed in the attire of someone I’d expect to be a dealer at some Vegas casino table. She looked down at me with these cold, unfeeling eyes. She tossed some clothes in front of me and undid the zip-ties around my wrists and ankles.
“Get dressed.” The woman said curtly. I removed the gag from my mouth and tossed it aside, rubbing the skin on my wrists where the zip-ties had dug in and left marks. “Now. I’m not in the mood to wait.”
With a sigh, I picked up the clothes and started putting them on. They were a little oversized but felt better than wearing nothing at all. After I finished getting dressed, the woman exited the room and motioned her head for me to follow her. I had to admit she had a lot of trust in her, not even tying up my hands.
“You’d do well not to try anything stupid. I don’t have the patience for that.” The woman said. It was almost like she could read my mind.
“Just want me to be a good girl, huh? You got a name?” I asked, joining the woman out in the corridor.
“I didn’t buy you for you to ask questions.” The woman said. I shrugged.
“Not like I give a shit what you spent your money for.” I answered. A vague smile came across the woman’s face.
“That’s quite the attitude you have. You can call me Beatrix. Come along then.” The woman began walking down the corridor, and I followed after her.
“Not gonna ask my name?”
“I already know all about you, Naomi Straya. You’re a heroin-addicted gun for hire. That you find men reprehensible. That the first person you killed was a man who paid your mother to have sex with you. That you have a penchant for writing poetry and that you tried to commit suicide eight separate times the same way, yet never followed through with it. And that the woman you loved overdosed in your apartment bathtub two months ago. Every detail of your life, from the last meal you ate to how you got all those injuries, I know.”
I was at a loss for words at how nonchalantly the words flowed from Beatrix’s mouth. And at how correct she was about each thing she said. It shouldn’t have been possible that someone could know so much about me. It was crazy…insane even, yet she didn’t hesitate at all in her recollection of those events in my life.
“Wondering how I know all that? Don’t worry, it really doesn’t matter. Me knowing all of this information is going to be one of the least unsettling things you’re going to experience over these next coming months. If you manage to stick around that long...”
I followed Beatrix out to her car, she opened the passenger side door for me. Looking around the parking lot and out towards the surrounding trees, I wondered if I should make a run for the forest. Every instinct in my body told me to get as far away from this woman as I could, yet I couldn’t stop myself from shambling over to her. I hadn’t felt fear in a long time…but something about Beatrix sent shivers down my spine. Seeing that gentle smile on her face, I could tell she realized that too.
Once I was sitting inside the vehicle, Beatrix swung the door shut and made her way around to the driver’s side. She slid the key into the ignition, and we slowly pulled out onto the road. Driving through the pitch-black darkness of the woods with nothing to light the way except for the headlights.
“Where are you taking me?” I asked, trying hard to dull the unease in my voice.
“You enjoy gambling, don’t you, Mrs. Straya?”
“What’s that got to do with anything?”
“Everything, my dear. Humans make gambles every day, whether they realize it or not. They gamble on getting that new job, they gamble on pursuing love, they gamble on their health, their education. So much of life is up to chance when you think about it. Then, of course, there is gambling for wealth. Like those thousands of dollars you gambled away to the man that led you to become nothing more than a piece of meat. To be treated any way your employer will see fit.”
“I have no intention of becoming somebody’s property, so whoever paid all that cash for me can go fuck himself.”
Beatrix let out a malicious giggle. “You don’t have any choice in the matter. Why haven’t you tried to run away yet, Naomi? You’ve been untied this whole time, why not try and crash the car, or jump out. Nothing is stopping you from escaping, so why are you still here sitting in that seat?”
She was right…why the fuck was I just sitting here? It made no sense even causing the car to crash shouldn’t have been something that I’d have been afraid of. For some reason, whenever the thought came up to try something, this unbearable dread consumed me. I just couldn’t bring myself to do anything. The moment I would go to try something, my body would lock up.
“There are things at work here beyond understanding. That free will you had have you wondered if it was ever really there? Naomi, you’re soon going to be where you belong. You’re new home and where you will work until the establishment no longer requires you.” Beatrix said.
The trees surrounding the road gave way to a clearing, and in front of us, a colossal building towered above the landscape. All across the structure were hundreds of lights and long stretches of rows and rows of illuminated windows. At the center of the building was a large sign that read “Grand Paradiso Casino.” A casino? Out here in the middle of bumfuck nowhere? I was confident that there was no place like this around the area at all. I knew it like the back of my hand, there was no way I would miss something so huge. How the fuck was it here?
“Welcome to your new home.” Beatrix said, bringing the car to a stop at the entrance pavilion of the casino. The two of us exited the car, and she handed the keys to the valet who was waiting just next to the doors.
“Come along now, dear.”
I followed Beatrix inside of the casino and found myself standing in the middle of this grandiose gambling hall. Giant crystal chandeliers hung down from the ceiling, brightly illuminating the room. Masterfully crafted sculptures of figures I didn’t recognize overlooked the hall, jutting out from columns around the room. Not all of the sculptures look like…people either. Some depicted things that seemed inhuman and monster-like…others I’m not sure I could convey properly with words. An elegant pattern stretched out across the carpet floor, and this elegance extended to all of the gambling tables that were scattered across the hall.
The gambling hall was packed with people, both those filling up the tables and servers going around, taking orders for food and beverages. Something I noticed about a few of the people here was that their attire didn’t match up with the high-class aesthetic of the casino. Some were just wearing casual clothes, while others looked like they only had rags to wear.
There was something else wrong with the place. There were a number of people who looked to be missing bits and pieces of their bodies. Fingers, eyes, ears, whole hands or arms. Stationed at the few of the tables were these devices that looked more fit for a torture chamber. They certainly weren’t typical implements you’d see at your average gambling table. I’d be lying if I said I wasn’t beginning to feel enticed by this place, with all of its oddities, and I couldn’t help but feel intrigued.
“I’ll take you to the employee quarters. It’s a bit of a walk, stay close and try not to get lost out here.” Beatrix said.
“Fuck! No! Just stay back! I ain’t losing you hear me!” A man jumped out of his chair in front of Beatrix and I. Pulling a handgun out from under his jacket, as the chair bounced across the carpet. The surrounding area in the hall got silent as everyone looked over at the commotion. No one looked afraid of what was unfolding, they were either uncomfortable, uncaring, or showed some curious interest in what was happening.
“It’s just one finger, bud. You don’t gotta get so upset.” One of the other patrons sitting at the table remarked with a grin.
“Sir, you already lost. Now payment is due. You should also be aware firearms are forbidden in the gambling hall.” The dealer at the table turned towards the man, looking him straight in the eye, not flinching at all with a gun aimed at his head. It was clear the guy had nerves of steel, he’d probably been in this situation a few times by the looks of things.
“I don’t care! Just stay the fuck away from me!” The man yelled, his finger shaking on the trigger.
The dealer took a step towards the man, and a shot echoed throughout the hall. The bullet pierced through the dealer’s forehead and ripped out the back of his skull. He stumbled back a step before glaring at the man. The hole in his head slowly closing up. The man’s mouth went agape as he proceeded to unload a couple of more shots into the dealer with no results.
“Sir, it is time for you to pay your debt.” The dealer said, his voice monotone.
I hadn’t noticed it, but two absurdly hulking security guards had appeared on either side of the man. The guards each had a cloth mask covering their entire heads, it was almost like a sack, with this deliberately stitched pattern of spirals etched into each of them. Beneath the fabric of the masks, I could see this undulating movement of something pressing against the cloth. It didn’t look like there were any eyeholes on the sacks, so I had to wonder how it was they were even able to see.
Upon noticing the guards, the man tried to turn his gun on them. He didn’t manage to get one shot off before one of the guards grabbed his arm, and a sickening snap was heard. The man dropped the gun to the floor as he was unceremoniously dragged away deeper into the hall, all the while screaming and pleading to those around for help. There was no sympathy to be had though, as everyone else just ignored him, or laughed at the man’s pain.
The dealer took out a handkerchief from his pocket and wiped away the blood from his face and got back to running the game at his table.
“Shall we continue on then?” Beatrix said, moving forward.
X
submitted by IndolentMess to nosleep [link] [comments]

Default English word list

Alright so, I took the default database from there https://skribbliohints.github.io/ and with the help of html, I extracted the words to a list separated by commas. It's useful when you want to translate those words into your native language.
Word of advice, when using google translate, do not put all words at once there, it can rapidly worsen the translation.
(And there is a last thing. Their algorithm of picking only custom words is not working really good, at least for me. Meaning that I often get duplicates, despite having a list this big and without duplicates. I'm still trying to find some solution to this, so if somebody is experiencing this as well, share the knowledge please, I will do the same.)
SOLUTION: Thanks for the reply from PepegaWR who identified the cause. I also tested it and there seems to be a custom words limit of 5000 characters. The easiest way in my opinion is to shuffle the words before each session to minimize the impact. Also thanks to the flynger who had the same idea before me :)
Finally, here it is, enjoy the scribbling ^^ :

ABBA, AC/DC, Abraham Lincoln, Adidas, Africa, Aladdin, America, Amsterdam, Android, Angelina Jolie, Angry Birds, Antarctica, Anubis, Apple, Argentina, Asia, Asterix, Atlantis, Audi, Australia, BMW, BMX, Bambi, Band-Aid, Barack Obama, Bart Simpson, Batman, Beethoven, Bible, Big Ben, Bill Gates, Bitcoin, Black Friday, Bomberman, Brazil, Bruce Lee, Bugs Bunny, Canada, Capricorn, Captain America, Cat Woman, Cerberus, Charlie Chaplin, Chewbacca, China, Chinatown, Christmas, Chrome, Chuck Norris, Colosseum, Cookie Monster, Crash Bandicoot, Creeper, Croatia, Cuba, Cupid, DNA, Daffy Duck, Darwin, Darwin Watterson, Deadpool, Dexter, Discord, Donald Duck, Donald Trump, Dora, Doritos, Dracula, Dumbo, Earth, Easter, Easter Bunny, Egypt, Eiffel tower, Einstein, Elmo, Elon Musk, Elsa, Eminem, England, Europe, Excalibur, Facebook, Family Guy, Fanta, Ferrari, Finn, Finn and Jake, Flash, Florida, France, Frankenstein, Fred Flintstone, Gandalf, Gandhi, Garfield, Germany, God, Goofy, Google, Great Wall, Greece, Green Lantern, Grinch, Gru, Gumball, Happy Meal, Harry Potter, Hawaii, Hello Kitty, Hercules, Hollywood, Home Alone, Homer Simpson, Hula Hoop, Hulk, Ikea, India, Intel, Ireland, Iron Giant, Iron Man, Israel, Italy, Jack-o-lantern, Jackie Chan, James Bond, Japan, JayZ, Jenga, Jesus Christ, Jimmy Neutron, John Cena, Johnny Bravo, KFC, Katy Perry, Kermit, Kim Jong-un, King Kong, Kirby, Kung Fu, Lady Gaga, Las Vegas, Lasagna, Lego, Leonardo DiCaprio, Leonardo da Vinci, Lion King, London, London Eye, Luigi, MTV, Madagascar, Mario, Mark Zuckerberg, Mars, McDonalds, Medusa, Mercedes, Mercury, Mexico, Michael Jackson, Mickey Mouse, Microsoft, Milky Way, Minecraft, Miniclip, Minion, Minotaur, Mona Lisa, Monday, Monster, Mont Blanc, Morgan Freeman, Morse code, Morty, Mount Everest, Mount Rushmore, Mozart, Mr. Bean, Mr. Meeseeks, Mr Bean, Mr Meeseeks, Mummy, NASCAR, Nasa, Nemo, Neptune, Netherlands, New Zealand, Nike, Nintendo Switch, North Korea, Northern Lights, Norway, Notch, Nutella, Obelix, Olaf, Oreo, Pac-Man, Paris, Patrick, Paypal, Peppa Pig, Pepsi, Phineas and Ferb, Photoshop, Picasso, Pikachu, Pink Panther, Pinocchio, Playstation, Pluto, Pokemon, Popeye, Popsicle, Porky Pig, Portugal, Poseidon, Pringles, Pumba, Reddit, Rick, Robbie Rotten, Robin Hood, Romania, Rome, Russia, Samsung, Santa, Saturn, Scooby Doo, Scotland, Segway, Sherlock Holmes, Shrek, Singapore, Skittles, Skrillex, Skype, Slinky, Solar System, Sonic, Spain, Spartacus, Spiderman, SpongeBob, Squidward, Star Wars, Statue of Liberty, Steam, Stegosaurus, Steve Jobs, Stone Age, Sudoku, Suez Canal, Superman, Susan Wojcicki, Sydney Opera House, T-rex, Tails, Tarzan, Teletubby, Terminator, Tetris, The Beatles, Thor, Titanic, Tooth Fairy, Tower Bridge, Tower of Pisa, Tweety, Twitter, UFO, USB, Uranus, Usain Bolt, Vatican, Vault boy, Velociraptor, Venus, Vin Diesel, W-LAN, Wall-e, WhatsApp, William Shakespeare, William Wallace, Winnie the Pooh, Wolverine, Wonder Woman, Xbox, Xerox, Yin and Yang, Yoda, Yoshi, Youtube, Zelda, Zeus, Zorro, Zuma, abstract, abyss, accident, accordion, ace, acid, acne, acorn, action, actor, addiction, addition, adorable, adult, advertisement, afro, afterlife, air conditioner, airbag, aircraft, airplane, airport, alarm, albatross, alcohol, alien, allergy, alley, alligator, almond, alpaca, ambulance, anaconda, anchor, angel, anglerfish, angry, animation, anime, ant, anteater, antelope, antenna, anthill, antivirus, anvil, apartment, apocalypse, applause, apple, apple pie, apple seed, apricot, aquarium, arch, archaeologist, archer, architect, aristocrat, arm, armadillo, armor, armpit, arrow, ash, assassin, assault, asteroid, astronaut, asymmetry, athlete, atom, attic, audience, autograph, avocado, axe, baboon, baby, back pain, backbone, backflip, backpack, bacon, bad, badger, bag, bagel, bagpipes, baguette, bait, bakery, baklava, balance, balcony, bald, ball, ballerina, ballet, balloon, bamboo, banana, bandage, bandana, banjo, bank, banker, bar, barbarian, barbecue, barbed wire, barber, barcode, bark, barn, barrel, bartender, base, basement, basket, basketball, bat, bathroom, bathtub, battery, battle, battleship, bayonet, bazooka, beach, beak, bean, bean bag, beanie, beanstalk, bear, bear trap, beatbox, beaver, bed, bed bug, bed sheet, bedtime, bee, beef, beer, beet, beetle, bell, bell pepper, bellow, belly, belly button, below, belt, bench, betray, bicycle, bill, billiards, bingo, binoculars, biology, birch, bird, bird bath, birthday, biscuit, bite, black, black hole, blackberry, blacksmith, blanket, bleach, blender, blimp, blind, blindfold, blizzard, blood, blowfish, blue, blueberry, blush, boar, board, boat, bobsled, bodyguard, boil, bomb, booger, book, bookmark, bookshelf, boomerang, boots, border, bottle, bottle flip, bounce, bouncer, bow, bowl, bowling, box, boy, bracelet, braces, brain, brainwash, branch, brand, bread, breakfast, breath, brick, bricklayer, bride, bridge, broadcast, broccoli, broken heart, bronze, broom, broomstick, brownie, bruise, brunette, brush, bubble, bubble gum, bucket, building, bulge, bull, bulldozer, bullet, bumper, bungee jumping, bunk bed, bunny, burglar, burp, burrito, bus, bus driver, bus stop, butcher, butler, butt cheeks, butter, butterfly, button, cab driver, cabin, cabinet, cactus, cage, cake, calendar, camel, camera, campfire, camping, can, can opener, canary, candle, canister, cannon, canyon, cap, cape, cappuccino, captain, car wash, cardboard, carnival, carnivore, carpenter, carpet, carrot, cartoon, cash, casino, cast, cat, catalog, catapult, caterpillar, catfish, cathedral, cauldron, cauliflower, cave, caveman, caviar, ceiling, ceiling fan, celebrate, celebrity, cell, cell phone, cello, cement, centaur, centipede, chain, chainsaw, chair, chalk, chameleon, champagne, champion, chandelier, charger, cheek, cheeks, cheerleader, cheese, cheeseburger, cheesecake, cheetah, chef, chemical, cherry, cherry blossom, chess, chest, chest hair, chestnut, chestplate, chew, chicken, chihuahua, child, chime, chimney, chimpanzee, chin, chinchilla, chocolate, chopsticks, church, cicada cigarette, cinema, circle, circus, clap, clarinet, classroom, claw, clay, clean, clickbait, cliff, climb, cloak, clock, cloth, clothes hanger, cloud, clover, clown, clownfish, coach, coal, coast, coast guard, coaster, coat, cobra, cockroach, cocktail, coconut, cocoon, coffee, coffee shop, coffin, coin, cola, cold, collapse, collar, color-blind, comb, comedian, comedy, comet, comfortable, comic book, commander, commercial, communism, community, compass, complete, computer, concert, condiment, cone, confused, console, continent, controller, conversation, cookie, cookie jar, copper, copy, coral, coral reef, cord, cork, corkscrew, corn, corn dog, corner, cornfield, corpse, cotton, cotton candy, country, cousin, cow, cowbell, cowboy, coyote, crab, crack, crate, crawl space, crayon, cream, credit, credit card, cricket, cringe, crocodile, croissant, crossbow, crow, crowbar, crucible, cruise, crust, crystal, cube, cuckoo, cucumber, cup, cupboard, cupcake, curry, curtain, cushion, customer, cut, cute, cyborg, cylinder, cymbal, dagger, daisy, dalmatian, dance, dandelion, dandruff, darts, dashboard, daughter, day, dead, deaf, deep, deer, defense, delivery, demon, demonstration, dent, dentist, deodorant, depressed, derp, desert, desk, desperate, dessert, detective, detonate, dew, diagonal, diagram, diamond, diaper, dice, dictionary, die, diet, dig, dinner, dinosaur, diploma, dirty, disaster, disease, dishrag, dispenser, display, diss track, distance, diva, divorce, dizzy, dock, doctor, dog, doghouse, doll, dollar, dollhouse, dolphin, dome, dominoes, donkey, door, doorknob, dots, double, dough, download, dragon, dragonfly, drain, drama, drawer, dream, dress, drink, drip, drive, driver, drool, droplet, drought, drum, drum kit, duck, duct tape, duel, dwarf, dynamite, eagle, ear, earbuds, earthquake, earwax, east, eat, echo, eclipse, eel, egg, eggplant, elbow, elder, election, electric car, electric guitar, electrician, electricity, elephant, elevator, embers, emerald, emoji, employer, emu, end, engine, engineer, equator, eraser, error, eskimo, espresso, evaporate, evening, evolution, exam, excavator, exercise, explosion, eye, eyebrow, eyelash, eye shadow, fabric, fabulous, facade, face, face paint, factory, failure, fairy, fake teeth, fall, family, farm, farmer, fashion designer, fast, fast food, fast forward, father, faucet, feather, fence, fencing, fern, festival, fidget spinner, field, figurine, filmmaker, filter, finger, fingernail, fingertip, fire alarm, fire hydrant, fire truck, fireball, firecracker, firefighter, firefly, firehouse, fireman, fireplace, fireproof, fireside, firework, fish, fish bowl, fisherman, fist fight, fitness trainer, fizz, flag, flagpole, flamethrower, flamingo, flashlight, flask, flea, flight attendant, flock, floodlight, floppy disk, florist, flower, flu, fluid, flush, flute, fly, fly swatter, flying pig, fog, foil, folder, food, forehead, forest, forest fire, fork, fort, fortress, fortune, fossil, fountain, fox, frame, freckles, freezer, fridge, fries, frog, frostbite, frosting, frown, fruit, full, full moon, funeral, funny, fur, furniture, galaxy, gang, gangster, garage, garbage, garden, gardener, garlic, gas, gas mask, gasoline, gasp, gate, gem, gender, generator, genie, gentle, gentleman, geography, germ, geyser, ghost, giant, gift, giraffe, girl, gladiator, glass, glasses, glitter, globe, gloss, glove, glow, glowstick, glue, glue stick, gnome, goal, goat, goatee, goblin, godfather, gold, gold chain, golden apple, golden egg, goldfish, golf, golf cart, good, goose, gorilla, graduation, graffiti, grandmother, grapefruit, grapes, graph, grass, grasshopper, grave, gravedigger, gravel, graveyard, gravity, greed, grenade, grid, grill, grin, groom, grumpy, guillotine, guinea pig, guitar, gumball, gummy, gummy bear, gummy worm, hacker, hair, hair roller, hairbrush, haircut, hairspray, hairy, half, halo, ham, hamburger, hammer, hammock, hamster, hand, handicap, handle, handshake, hanger, happy, harbor, hard, hard hat, harmonica, harp, harpoon, hashtag, hat, hazard, hazelnut, head, headache, headband, headboard, heading, headphones, health, heart, heat, hedgehog, heel, heist, helicopter, hell, helmet, hen, hermit, hero, hexagon, hibernate, hieroglyph, high five, high heels, high score, highway, hilarious, hill, hip hop, hippie, hippo, hitchhiker, hive, hobbit, hockey, holiday, homeless, honey, honeycomb, hoof, hook, hop, hopscotch, horizon, horn, horse, horsewhip, hose, hospital, hot, hot chocolate, hot dog, hot sauce, hotel, hourglass, house, hovercraft, hug, hummingbird, hunger, hunter, hurdle, hurt, husband, hut, hyena, hypnotize, iPad, iPhone, ice, ice cream, ice cream truck, iceberg, icicle, idea, imagination, impact, incognito, industry, infinite, injection, insect, inside, insomnia, internet, intersection, interview, invasion, invention, invisible, iron, island, ivy, jacket, jackhammer, jaguar, jail, jalapeno, janitor, jaw, jazz, jeans, jeep, jello, jelly, jellyfish, jester, jet ski, joker, journalist, journey, judge, juggle, juice, jump rope, jungle, junk food, kangaroo, karaoke, karate, katana, kazoo, kebab, keg, kendama, ketchup, kettle, key, keyboard, kidney, kindergarten, king, kiss, kitchen, kite, kitten, kiwi, knee, kneel, knife, knight, knot, knuckle, koala, kraken, label, laboratory, ladder, lady, ladybug, lake, lamb, lamp, landlord, landscape, lane, language, lantern, lap, laptop, laser, lasso, laundry, lava, lava lamp, lawn mower, lawyer, leader, leaf, leak, leash, leather, leave, leech, legs, lemon, lemonade, lemur, lens, leprechaun, lettuce, levitate, librarian, library, licorice, lid, light bulb, lighter, lighthouse, lightning, lightsaber, lily, lilypad, limbo, lime, limousine, line, link, lion, lips, lipstick, litter box, lizard, llama, loading, loaf, lobster, lock, log, logo, lollipop, loot, loser, lotion, lottery, lounge, love, low, luck, luggage, lumberjack, lung, lynx, lyrics, macaroni, machine, macho, mafia, magazine, magic, magic trick, magic wand, magician, magma, magnet, magnifier, maid, mailbox, mailman, makeup, mall, mammoth, manatee, manhole, manicure, mannequin, mansion, mantis, map, maracas, marathon, marble, margarine, marigold, market, marmalade, marmot, marshmallow, mascot, mask, massage, match, matchbox, mattress, mayonnaise, mayor, maze, meal, meat, meatball, meatloaf, mechanic, meerkat, megaphone, melon, melt, meme, mermaid, message, messy, metal, meteorite, microphone, microscope, microwave, midnight, military, milk, milkman, milkshake, mime, miner, minigolf, minivan, mint, minute, mirror, missile, model, mohawk, mold, mole, money, monk, monkey, monster, moon, moose, mop, morning, mosquito, moss, moth, mothball, mother, motherboard, motorbike, motorcycle, mountain, mouse, mousetrap, mouth, movie, mud, muffin, mug, murderer, muscle, museum, mushroom, musket, mustache, mustard, nachos, nail, nail file, nail polish, napkin, narwhal, nature, navy, neck, needle, neighbor, neighborhood, nerd, nest, network, newspaper, nickel, night, nightclub, nightmare, ninja, noob, noodle, north, nose, nose hair, nose ring, nosebleed, nostrils, notebook, notepad, nothing, notification, novel, nugget, nuke, nun, nurse, nut, nutcracker, nutmeg, nutshell, oar, observatory, ocean, octagon, octopus, office, oil, old, omelet, onion, open, opera, orange, orangutan, orbit, orca, orchestra, orchid, organ, origami, ostrich, otter, outside, oval, overweight, owl, oxygen, oyster, paddle, page, pain, paint, paintball, pajamas, palace, palette, palm, palm tree, pan, pancake, panda, panpipes, panther, pants, papaya, paper, paper bag, parachute, parade, parakeet, parents, park, parking, parrot, party, password, pasta, pastry, path, patient, patio, patriot, pause, pavement, paw, peace, peach, peacock, peanut, pear, peas, peasant, pedal, pelican, pencil, pencil case, pencil sharpener, pendulum, penguin, peninsula, penny, pensioner, pepper, pepperoni, perfume, periscope, person, pet food, pet shop, petal, pharmacist, photo frame, photograph, photographer, piano, pickaxe, pickle, picnic, pie, pig, pigeon, piggy bank, pigsty, pike, pill, pillar, pillow, pillow fight, pilot, pimple, pin, pinball, pine, pine cone, pineapple, pink, pinky, pinwheel, pipe, pirate, pirate ship, pistachio, pistol, pitchfork, pizza, plague, planet, plank, plate, platypus, player, playground, plow, plug, plumber, plunger, pocket, pogo stick, point, poison, poisonous, poke, polar bear, policeman, pollution, polo, pond, pony, ponytail, poodle, poop, poor, popcorn, pope, poppy, popular, porch, porcupine, portal, portrait, positive, postcard, poster, pot, pot of gold, potato, potion, pound, powder, prawn, pray, preach, pregnant, present, president, pretzel, price tag, priest, prince, princess, printer, prism, prison, pro, procrastination, professor, programmer, promotion, protest, provoke, prune, pub, pudding, puddle, puffin, puma, pumpkin, punishment, punk, puppet, purity, purse, puzzle, pyramid, quarter, queen, queue, quicksand, quill, quilt, quokka, raccoon, race, racecar, radar, radiation, radio, radish, raft, rail, rain, rainbow, raincoat, raindrop, rainforest, raisin, rake, ram, ramp, rapper, raspberry, rat, ravioli, razor, razorblade, read, reality, reception, receptionist, record, rectangle, recycling, red, red carpet, reeds, referee, reflection, reindeer, relationship, religion, remote, repeat, reptile, rest, restaurant, retail, revolver, rewind, rhinoceros, rib, ribbon, rice, ring, ringtone, risk, river, roadblock, robber, robin, robot, rock, rocket, rockstar, roll, roof, room, rooster, root, rose, royal, rubber, ruby, rug, ruler, run, rune, sad, saddle, safari, safe, sailboat, salad, sale, saliva, salmon, salt, saltwater, sand, sand castle, sandbox, sandstorm, sandwich, satellite, sauce, sauna, sausage, saxophone, scar, scarecrow, scarf, scary, scent, school, science, scientist, scissors, scoop, score, scream, screen, screw, scribble, scuba, sculpture, scythe, sea, sea lion, seafood, seagull, seahorse, seal, search, seashell, seasick, season, seat belt, seaweed, second, security, seed, seesaw, semicircle, sensei, server, sew, sewing machine, shadow, shake, shallow, shampoo, shape, shark, shaving cream, sheep, shelf, shell, shipwreck, shirt, shock, shoe, shoebox, shoelace, shop, shopping, shopping cart, short, shotgun, shoulder, shout, shovel, shower, shrew, shrub, shy, sick, signature, silence, silo, silver, silverware, sing, sink, sit, six pack, skateboard, skateboarder, skates, skeleton, ski, ski jump, skin, skinny, skribbl.io, skull, skunk, sky, skydiving, skyline, skyscraper, slam, sledge, sledgehammer, sleep, sleeve, slide, slime, slingshot, slippery, slope, sloth, slow, slump, smell, smile, smoke, snail, snake, sneeze, sniper, snow, snowball, snowball fight, snowboard, snowflake, snowman, soap, soccer, social media, socket, socks, soda, soil, soldier, sombrero, son, sound, soup, south, space, space suit, spaceship, spade, spaghetti, spark, sparkles, spatula, speaker, spear, spelunker, sphinx, spider, spin, spinach, spine, spiral, spit, spoiler, sponge, spool, spoon, spore, sports, spray paint, spring, sprinkler, spy, square, squid, squirrel, stab, stadium, stage, stamp, stand, stapler, star, starfish, starfruit, statue, steam, step, stereo, sting, stingray, stomach, stone, stoned, stop sign, stork, storm, stove, straw, strawberry, streamer, street, stress, strong, student, studio, study, stylus, submarine, subway, sugar, suitcase, summer, sun, sunburn, sunflower, sunglasses, sunrise, sunshade, supermarket, superpower, surface, surfboard, surgeon, survivor, sushi, swag, swamp, swan, swarm, sweat, sweater, swimming pool, swimsuit, swing, switch, sword, swordfish, symphony, table, table tennis, tablecloth, tablet, tabletop, taco, tadpole, tail, tailor, take off, talent show, tampon, tangerine, tank, tape, tarantula, target, taser, tattoo, taxi, taxi driver, tea, teacher, teapot, tear, teaspoon, teddy bear, telephone, telescope, television, temperature, tennis, tennis racket, tent, tentacle, text, thermometer, thief, thin, think, thirst, throat, throne, thug, thumb, thunder, thunderstorm, ticket, tickle, tie, tiger, time machine, timpani, tiny, tip, tiramisu, tire, tired, tissue, tissue box, toad, toast, toaster, toe, toenail, toilet, tomato, tomb, tombstone, tongue, toolbox, tooth, toothbrush, toothpaste, toothpick, top hat, torch, tornado, torpedo, tortoise, totem, toucan, touch, tourist, tow truck, towel, tower, toy, tractor, traffic, traffic light, trailer, train, translate, trap, trapdoor, trash can, traveler, treadmill, treasure, tree, treehouse, trend, triangle, trick shot, tricycle, trigger, triplets, tripod, trombone, trophy, tropical, truck, truck driver, trumpet, tuba, tug, tumor, tuna, tunnel, turd, turkey, turnip, turtle, tuxedo, twig, type, udder, ukulele, umbrella, uncle, underground, underweight, undo, unibrow, unicorn, unicycle, uniform, universe, upgrade, vacation, vaccine, vacuum, valley, vampire, vanilla, vanish, vault, vegetable, vegetarian, vein, vent, vertical, veterinarian, victim, victory, video, video game, village, villain, vine, vinegar, viola, violence, violin, virtual reality, virus, vise, vision, vitamin, vlogger, vodka, volcano, volleyball, volume, vomit, voodoo, vortex, vote, vulture, vuvuzela, waffle, waist, waiter, wake up, walk, wall, wallpaper, walnut, walrus, warehouse, warm, wart, wasp, watch, water, water cycle, water gun, waterfall, wave, wax, weak, wealth, weapon, weasel, weather, web, website, wedding, welder, well, werewolf, west, western, whale, wheel, wheelbarrow, whisk, whisper, whistle, white, wife, wig, wiggle, willow, wind, windmill, window, windshield, wine, wine glass, wing, wingnut, winner, winter, wire, wireless, witch, witness, wizard, wolf, wonderland, woodpecker, wool, work, workplace, world, worm, wound, wrapping, wreath, wrench, wrestler, wrestling, wrinkle, wrist, writer, x-ray, xylophone, yacht, yardstick, yawn, yearbook, yellow, yeti, yo-yo, yogurt, yolk, young, youtuber, zebra, zeppelin, zigzag, zipline, zipper, zombie, zoo, zoom,
submitted by StaroSVK to skribbl [link] [comments]

Expensify painfully aggressive email/splash screen campaigns

Firstly, let me just say that I love what Expensify does for my business. It has really streamlined the process of getting my employees receipts, reviewing them, and getting them into QuickBooks.
I'm curious, however, if other business owners are frustrated with Expensify Marketing. I feel like most products where our business pays the bill and prescribes the solution as a matter of policy, we have the ability to manage how much contact our employees receive from the company. I feel as if, between email marketing and junk on the splash screen after login, Expensify is overwhelmingly pushing the way they think our business should handle expenses onto our employees. From the Expensify Card to Automatic Approval, Expensify thinks there are certain ways things should be done, and tries to market those to the entire employee base... instead of the owner or accounting departments - who actually set the policies. I find it particularly frustrating the Expensify will not allow a company-wide unsubscribe, or management of the email content they send. I expect I'll be looking for Exchange Rules for managing this messaging in the future... but I'm wondering if other small business owners find this as frustrating as I do.
Here's an example email that they want my employees to read, while I'm paying those employees to work:
Tl;dr- Starting today, we will donate part of every USD purchase made with your Expensify Card to a purchase-appropriate charitable fund (namely: climate change for travel purchases, homelessness for hotel purchases, hunger for restaurants, etc). We're making this possible through our new direct-reimbursement charitable arm, Expensify.org. Just use the Expensify Card for any business purchase like normal, and you'll earn Karma Points that we'll donate on your behalf, along with an instant notification about which cause that purchase supported. I've spent more than ten not-so-patient years preparing to share this story. But before I do, I need to admit something. Even though we've been used by over a million businesses, and we process tens of billions of dollars in payments… Expensify was never supposed to exist. When my last company got acquired, I was living in the Tenderloin in San Francisco, and passed the same homeless folks on the street every day. There are a lot of opinions on this, but I've never felt super comfortable giving cash directly — especially in a city like San Francisco that (at the time) had good facilities for the homeless, but only if you showed up sober. And if you weren't sober, it might be due to someone giving you cash to spend on drugs or alcohol. So I wanted to help, but I wasn't sure how to do it without doing more harm than good — and I figured the most obvious place to help was not with cash, but food. After some awkward forays bringing people directly into restaurants to get a hot meal, I concluded that it wasn't very scalable. I considered gift cards, but it's a $10 gift card for a $7 value meal; that last $3 is real awkward to use. But what if I made a system that loaded the gift cards on demand for exactly the amount of the purchase, in the few milliseconds while the server is authorizing the transaction? Limit it to 1 purchase per day, for at most $10, and restrict it to restaurants that don't serve alcohol, and voila! A secure platform for feeding the homeless, funded by my personal credit card, with cards I could give to all the regulars I saw in my neighborhood. I went to the banks with this idea and they were like… "Uh, what? How do you deal with PCI compliance, and money laundering, and money transmission licensing, and a million other things? And there is no business model: you are just giving out money on a few dozen cards to people in your neighborhood? There's no way I'll help you. This is too weird, too risky. I'm out." Undeterred, I thought Ok, how do I make this sound safe… boring. What is the most boring application of these cards I can imagine as a cover story… aha! Expense reports! And that is truly what started all of this. So I went back to those banks and they were like "Oh, that sounds safe, boring, and I hate my expense reports too! How does it work?" I was caught off guard by this totally obvious question, because I actually had no idea about this industry and no real intention of building any of it. But I had a huge supply chain of vendors I needed to impress, so I just started saying "yes" to everything everybody asked: "This new iPhone thing, does it support it?" Even though it doesn't have an app store yet so it's impossible, "Yes we totally have an iPhone app." "Does the app scan receipts?" Even though the original iPhone's camera was so bad it made completely illegible receipt images, "Yes, totally we scan receipts." "Does it reimburse through ACH?" I've never heard of those letters before, but "Yes we totally do that." "Does it export to accounting?" "Yes, it obviously exports to QuickBooks and… you know, all the others." And so on. By the time I launched at TechCrunch 50 in 2008, I had a well rehearsed story of a truly magical (albeit completely fictional) expense management system called "Expensify: The Corporate Card for the Masses!" It went something like this: Expensify is a mobile app linked to a corporate card that provides secure access to company funds within strict spending limits and receipt requirements, combined with a next-day cash reimbursement system, all of which seamlessly exports to QuickBooks and every other accounting package in the world. Basically, the same exact technology I wanted to build for my platform for feeding the homeless, but wrapped in a fictional startup. And people loved it. Strangers came up and hugged me, talking about how much time they thought I was going to save them. And I was like… "Uh, cool man, maybe someone will do all that, but definitely not me. I just want to give out cards to hungry people on the street." Then the economy collapsed, my savings were wiped out, and I lost my job all in quick succession. That kind of shock will make anyone reevaluate their priorities, and forced me to adopt a attitude of, "Put on your oxygen mask before helping others" — especially since making a real dent in this problem will require a lot more resources than one guy handing out cards to the people in his neighborhood. So armed with little more than a popular brand for a nonexistent mobile app that did perfect mobile receipt scanning atop a phone with an illegible camera and no app store, I got started. And it all would have ended very quickly, had two lucky things not happened: the App Store opened, creating a free channel to distribute this app, and the next iPhone had an auto-focus camera that took crystal clear receipt images on the road. That kicked off a ten year journey to actually make that mythical dream into a practical reality for millions of people around the world. But over those years, the initial idea has been nagging at me the whole time. Which brings us to today, and why I'm writing this to you now. No, we're not launching the original homeless card idea. (Not yet, at least…) We're launching something much, much bigger. As you might know, we launched the Expensify Card a couple months ago, and it's even better than what I was proclaiming to the world back in 2008. (If you don't already have yours, request it right now in your Expensify Inbox : it's completely free for you and all Expensify customers.) But like all corporate cards, our initial "perks" were focused at business owners — free AWS credits, discounted Stripe fees, and so on. To be clear, those perks are great… if you're the owner. Which there's a 99% chance you aren't, as employees outnumber owners a hundred to one. So while the card we launched in October is by far the best in the world for owners, we want it to be the absolute best for employees too. To be clear, the Expensify Card is already pretty rad for employees: thanks to our integrated eReceipt feature, you almost never need to scan receipts for Expensify Card purchases. Even better, you don't need to pay extra interest on your personal card to extend a zero-interest loan (aka, "expense report") to your employer. And those two features alone in practice are what people love the most. But those benefits are hard to appreciate before experiencing them, so we wanted something a bit easier to imagine to differentiate the card. In the search for some other employee-focused perk to offer, we first checked out the competition. To our surprise, we couldn't find a single company-issued corporate card that offers perks to employees: they're all so focused on offering rewards to business owners for employee spend (which makes sense, as they are the decision-makers), that card issuers ignore the people actually spending the money. So, bad news for basically every corporate card holder in the world. But good news for us that the competition is so easy to beat in this regard! Given this, we started looking at the reward programs of personal cards for inspiration. The most common is something like "1% cash back!" Which basically amounts to a 1% discount on everything you buy. How is that exciting to anybody? I've never seen an ad saying: "Going out of business sale! Everything must go! 1% OFF EVERYTHING!" Then we looked into point programs, but wow, the math is pretty brutal. After you swallow the "hook" of free points to sign up, it's real hard to make the points you earn later justify all the hidden fees and extra interest payments. The large print giveth, the small print taketh away. If "points" were instead called "pennies" then nobody would care about them — even though they aren't even worth pennies. Points are like pennies you can only spend on a full moon at an invisible concession stand guarded by pumas. I'm sure many, many will disagree, but it seems like the whole points game exploits the same statistical fallacies (and questionable motivations) as casinos: the billboards show ordinary people with fists full of money living lavish lives, but in reality the house always wins. Rewards worth hundreds of billions of dollars go unredeemed every year, and most people with rewards cards spend more in fees and interest than the paltry rewards they earn. Reward cards have done an amazing job convincing people that they mint free money or are some kind of status symbol, but really they are just keycards to casinos that have worse odds than the real thing — and when gambling for points, you don't even get free drinks. They're perhaps an effective way to trick people into making poor life choices, but that's not what we had in mind as the inspiration for our card. At the end of the day, the margins on these cards are so incredibly thin that revenue from the program is literally measured in pennies on the dollar — meaning reward programs are fractions of pennies. And when you remove all the marketing spin and statistical subterfuge, splitting something as small as fractions of pennies between a million different cardholders isn't inspiring, to anyone. But what if we instead combined all those millions of fractions of pennies, and put them into the hands of those who need them a whole lot more than we do? What if we weren't trying to fragment millions of pennies between people who are lucky enough to have a credit card, but instead combine them into a central place where they can be collectively spent accomplishing something meaningful? That's the idea behind the Expensify Card's reward program, the spirit of which is best captured by this simple name: Karma Points. The Expensify Card's Karma Points program costs you nothing, and is completely automatic. We're taking the tiny amount that every other provider tries to convince you is a big deal, and instead giving it to someone to whom it is a big deal. In short, we're donating 10% of all revenue (which is way, way more than 1% of profit) from the Expensify Card towards making the world a little better, one swipe at a time. Where does the money go? Like before, we looked to others for inspiration — with Amazon Smile topping the list. But again, we need to be realistic about how much all these pennies add up to. Amazon Smile has donated $156 million to date, which is impressive. But these donations are spread across a million charities, or like $156 per charity. As such, instead of fragmenting our donations and barely creating a dent in a million charities, we decided to concentrate them and thereby create a meaningful dent in fewer places. To maximize simplicity and participation in the program (which again is completely free and automatic for you — like Smile, but without needing to remember to do it), we've picked five areas to fund that are organized around keeping people off the streets, getting hungry kids meals, and climate change. And rather than asking you which fund to support, we're going to pick one for you based on the type of purchase you make: • Expensify.org/hunger - Buy a meal; give a child reliable access to school lunch • Expensify.org/homes - Book a hotel; reunite someone with their family for good • Expensify.org/climate - Book a flight; capture carbon to mitigate the worst effects of climate change • Expensify.org/youth - Buy office supplies; reconnect graduating foster kids and parents • Expensify.org/reentry - Pay your bills; help someone get back on their feet after incarceration While this automatic offsetting feature is built into every purchase with the Expensify Card, no company has perfect corporate card compliance. So for those companies that want to go a step further by offsetting their non-Expensify Card purchases, please enable our Corporate Offset feature, which will automatically make a donation just like we do for our Expensify Card, but for all your approved expenses. Not in a position to decide this for your company but you still want to participate? No problem: enable Personal Offsets and we'll use the same logic to make a donation for each purchase you track with Expensify, whether for business or pleasure. Not an Expensify user yet? Still no problem: go to Expensify.org/donate to join as a founding member for only $20/month. Regardless of how you join, once a member you'll be a part of creating something new and special, and will be the first in line for future events and initiatives that even this overly long newsletter doesn't have room to discuss. And that's it! Now you know the secret to Expensify's origin, how the Expensify Card fulfills our original dream (albeit in a different, better form), and how Expensify.org is a new kind of charity building a global community based on transparent and direct engagement with people in need. It's not quite as splashy as 2 Chainz and Adam Scott in our Super Bowl ad last year . But as this new decade opens upon a series of challenges almost impossibly daunting, it seems clear we need everyone to take a second look at what resources they have at their disposal that could be more constructively applied — the most important of which is time. We are inundated by messages, messengers, and memes calculated to enrage us all, to a point of paralysis. There are countless thousands of engineers who are devoted to perfecting social networks, seemingly designed for little purpose but to reinforce our confirmation biases by scouring the global detritus of amateur tabloids. There are countless millions of people crafting these messages, using these tools, and harnessing your incapacitating anger to further their ends. It's easy to give up, to accept that They are responsible, and that You are helpless. My resolution in 2020 is to turn off that noise, and I'd ask you to do the same. Turn off the talking heads on TV. Turn off the echo chamber online. Stop being the fuel for their machines. Stop caring so much about the outrageous thing that person you don't know did in that place you can't find on a map, and redirect that caring to the people living on the street outside your door, to the kids struggling to get lunch at your kid's school, and into truly constructive action to solve the sobering problems facing this world. At Expensify, we saw an opportunity to transform an expense management platform literally picked because it was the dullest thing in the world, into a globally-distributed platform for locally-applied charity. We spent a staggering amount of time, money, and creativity to make it real. But we're just one company. The Expensify Card is our way of helping all companies not just save hours doing expenses, but truly combine forces to save the world, one swipe at a time. This is our world after all, and for the foreseeable future, we've only got the one. Let's make the most of it. -david Founder and CEO of Expensify Sent by: Expensify, Inc - 548 Market St #61434 - San Francisco, CA 94103 
I just feel like, if I'm paying Expensify every month, I should be able to control what they email to my employees. I did ask Expensify Support, and they indicated that each employee must unsubscribe directly. What do you think? Is this good business?
EEDrew
submitted by EEDrew to smallbusiness [link] [comments]

A thousand words wasn't enough? Here's five thousand.

List acquired here.
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believe believed believes belize belkin bell belle belly belong belongs below belt belts ben bench benchmark bend beneath beneficial benefit benefits benjamin bennett bent benz berkeley berlin bermuda bernard berry beside besides best bestiality bestsellers bet beta beth better betting betty between beverage beverages beverly beyond bg bhutan bi bias bible biblical bibliographic bibliography bicycle bid bidder bidding bids big bigger biggest bike bikes bikini bill billing billion bills billy bin binary bind binding bingo bio biodiversity biographies biography biol biological biology bios biotechnology bird birds birmingham birth birthday bishop bit bitch bite bits biz bizarre bizrate bk bl black blackberry blackjack blacks blade blades blah blair blake blame blank blanket blast bleeding blend bless blessed blind blink block blocked blocking blocks blog blogger bloggers blogging blogs blond blonde blood bloody bloom bloomberg blow blowing blowjob blowjobs blue blues bluetooth blvd bm 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